Personal advance

A simpler way to handle payday gaps.

Get a short-term advance on your next paycheck. Use it for the things that come up before payday, and repay it in one payment from your next salary.

Family enjoying home

What people use it for

It's your earned pay. Spend it on what you need.

Home expenses

Rent, repairs, or furnishing a new place.

School fees

Cover term fees or supplies for your family.

Transport

Vehicle servicing, fuel, or fare for the month.

Work expenses

Tools, devices, or out-of-pocket costs you'll reclaim.

Family events

Funerals, weddings, naming ceremonies.

Bridging a shortfall

Cover the gap until your next payday.

Built around your salary

One service fee. One repayment. Aligned with your payday so nothing carries over to the next month.

  • Up to 40% of your monthly net salary
  • Repaid in one payment on your next payday
  • Service fee shown before you confirm. No interest, no late fees
  • No interest, no rollover, no late fees
  • Disbursed to your mobile money or bank account

Sample illustration

GH¢ 1,000

repaid in 15 days